Homebuyers are finally seeing some relief as mortgage rates ease. The 30-year fixed mortgage rate sits at 6.23% as of November 26, slightly lower than last week and down from 6.81% a year ago.
This leads to the key question: Where are mortgage rates headed next?
A recent MarketWatch article features insights from seven financial experts, including Jeff Taylor, Founder & Managing Director of Mphasis Digital Risk, who shared their expectations for December and early 2026.
Taylor and other industry pros highlight that several economic factors — including inflation trends, potential Federal Reserve decisions, and broader labor market data — will influence the rate direction. While a significant drop below 6% is possible under the right conditions, most experts expect rates to move gradually rather than sharply.
Their combined outlook points to a period of moderate movement, with rates likely to hover near current levels as 2026 approaches.
Disclaimer
This article is for informational purposes only. Mortgage rate predictions are based on expert opinions available at the time of publication and are subject to change based on market conditions. Readers should verify information with official sources before making financial decisions.
